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Linda White
Home Mortgage Loan Specialist
Annette Mercer

NMLS Registry Number – 1212455

Business Hours:
Mon – Fri 8am-5pm or by appointment

3601 Pelandale Ave, Ste E5, Modesto, CA  95356

209-548-4030 - office    

I have lived in Tracy California for the past 20 years with my husband James.  We have 3 beautiful, successful, educated and thoughtful daughters and two beautiful grand-daughters.  With family first, it is important to me to help other families accomplish their financial goals by achieving home ownership to build memories for a lifetime.  With over 25 years in banking I have been fortunate to experience various positions in management and leading people.  My path has led me to help customers and I am committed to providing the best customer service with constant communication and I will take the time to fully understand your needs.  My primary objective is ensuring you meet your home loan and financial goals whether it’s purchasing a new primary home, vacation home, investment property or refinancing existing properties. 

The best compliment I can receive is the voice of my customers sharing both successes and where improvement may be needed. Every day is an opportunity to learn and I know that no two customers are the same and I would be honored to walk with you on this journey.  If you or someone you know would benefit from my services I would love to hear from you.

Thank you for choosing me and Tri Counties Bank for your home mortgage needs.

Customer Service
(800) 922-8742
Mon - Fri 7 am to 7 pm
Sat 9 am to 6 pm
Sun 11 am to 4 pm


  • Home Purchase Loans
  • Home Refinance Loans
  • Fixed Rate Mortgages
  • Adj Rate Mortgages (ARM)
  • Jumbo Loans
  • Construction Loans
  • FHA Loans
  • VA Loans
  • USDA Rural Loans
  • Reverse Mortgages
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Linda White, Home Mortgage Loan Specialist - NMLS #1212455 NMLS #844864
63 Constitution Drive, Chico, CA  95973
Office:  (209) 548-4030
Fax:  (209) 548-4035
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